Funding & Financing
Funding/Grants
Racialized and Indigenous Supports for Entrepreneurs (RAISE) Grant Program
Racialized and Indigenous Supports for Entrepreneurs (RAISE) is a grant program (2023-24) that will provide access to business development training, culturally responsive and tailored business coaching, networking opportunities, and a one-time grant of $10,000 to support Indigenous, Black and other racialized entrepreneurs.
Applications for the program must be submitted on or before December 8, 2023 at 11:59 p.m. EST.
Start a summer company
How to get money to start and run a summer business for students.
Small business: advice, support services, regulations
If you’re starting, expanding or buying a small business, apply for training, mentoring and a grant through Starter Company Plus.
Ontario Soil and Crop Cost-Share Programs
OSCIA delivers several cost-share funding programs that support Ontario’s farmers in implementing best management and sustainability practices on their farms.
Lenders
Canadian Agricultural Loans Act (CALA)
The Canadian Agricultural Loans Act (CALA) Program is a loan guarantee program designed to increase the availability of loans to farmers and agricultural co-operatives. Farmers can use these loans to establish, improve, and develop farms, while agricultural co-operatives may also access loans to process, distribute, or market the products of farming.
Futurpreneur Canada
National, non-profit organization that provides financing, mentoring and support tools to aspiring business owners aged 18-39.
Community Futures
Operates 267 non-profit offices across Canada that provide small business services to people living in rural and remote communities.
Fair Finance Fund
Non-profit social finance fund dedicated to providing loans and mentorship services to local food and farm enterprises that value strong local food systems, local economies, and a healthy planet.
Farm Credit Canada Young Farmer Loan
If you’re a qualified producer under 40 you can use the Young Farmer Loan to take the next step in your agriculture career. Even if you have limited credit experience, by putting together a sound plan you can purchase a farm or agriculture-related assets of up to $1,500,000.
First Nations Ag & Finance
Offers financing and business support to help First Nations farmers flourish. Whether you’re a new farmer or an established farmer looking to expand, First Nations Ag & Finance offers an assortment of financing solutions, learning opportunities and business support to help you build and grow your business.
Canada Small Business Financing Program
This program makes it easier for small businesses to get loans from financial institutions by sharing the risk with lenders. The enhanced program provides lenders and small businesses with additional financing products, new class of loans, increased loan amounts and terms, improved loan conditions and decreased administrative burden.
Agricultural Credit Corporation
The Advance Payment Program or the Commodity Loan Program can assist new producers in facilitating operating credit to accommodate the plans of the new producer.
AgriStability
AgriStability protects producers from large declines in their farming income caused by production loss, increased costs or market conditions. Your allowable income and expenses for all the commodities you produce are used to calculate your margins, protecting the income of your whole farm.
Financial Planning
OMAFRA Resources:
Ontario Farm Accounting Workbook
The Ontario Farm Accounting Workbook was developed in Excel format to help you manage your farm business. It is designed to meet the farm business record keeping needs for commercial farms.
Guide to Cost of Production Budgeting
Learn to choose which crops and livestock to produce for your farm operation.
Programs and Services for Ontario Farmers
Summary of programs and services available to Ontario farmers, businesses and rural residents provided by the Ontario and/ or Canadian governments.
Agricultural Business Management
Whether you are interested in starting a new farm, making changes to your existing farm, or building your food processing business, the Ontario Ministry of Agriculture, Food and Rural Affairs provides tools, information and resources, to help you make informed business decisions.
Farm Management Canada Resource:
Farm Financial Records: A Guide for Managing Success
Introductory understanding of farm financial records, no matter what type of crop or livestock enterprise you operate.
